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Rates & Fees

Rates Effective:  February 1, 2012

Loans APR*        
Auto Loan - 2009+  as low as
3.240%
Calculator
Auto Loan - 2008 and older as low as
4.240%
Calculator
Motorcycle as low as
5.740%
Calculator
Boat - New/Used as low as
6.490%
Calculator
Campers, Travel Trailers, ATVs - New/Used as low as
6.490%
Calculator
Fixed Rate Second Mortgage up to 80% as low as
4.500%
Calculator
Home Equity Line of Credit Up to 80% as low as
4.000%
Calculator
Personal Unsecured Loan as low as
8.740%
Calculator
Open End Line of Credit as low as
8.740%
Calculator

*APR = Annual Percentage Rate All loans are subject to approval and where applicable property appraisal. Rates may be  higher based on credit criteria.  Rates listed include a .25% discount for automatic payment.
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Mortgages
Please click here to see the most current mortgage rates.

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Savings

Interest Rate

APY* Term
Checking 0.000 0.000 n/a
Premium Checking $0 - $5,000.00 4.890 5.000 n/a
Premium Checking $5,000.00 + 0.000 0.000 n/a
Savings 0.150 0.150 n/a
Vacation Club 0.200 0.200 n/a
Holiday Club 0.200 0.200 n/a
Special K Club 0.350 0.350 n/a
IRA Club $0-$49.99 0.000 0.000 n/a
IRA Club $50-$4999.99 0.350 0.350 n/a
IRA Club $5000-$24,999 0.600 0.600 n/a
IRA Club $25,000+ 1.000 1.000 n/a
Super Saver Club $0-$4,999 0.150 0.150 n/a
Super Saver Club $5000-$9,999 0.200 0.200 n/a
Super Saver Club $10,000-$24,999 0.250 0.250 n/a
Super Saver Club $25,000-$49,999 0.300 0.300 n/a
Super Saver Club $50,000-$99,999 0.500 0.500 n/a
Super Saver Club $100,000+ 0.700 0.700 n/a
Money Market $0-$2,499 0.000 0.000 n/a
Money Market $2,500-$9,999 0.300 0.300 n/a
Money Market $10,000-$49,999 0.500 0.500 n/a
Money Market $50,000+ 1.050 1.060 n/a

*APY = Annual Percentage Yield. Savings accounts require a $50 minimum daily balance to earn dividend.
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Certificates

Interest Rate

APY* Term
23 Month CD Special - $5000 Minimum 1.140 1.150 23 
$500 Minimum 3 Months 0.170 0.170 3
$500 Minimum 6 Months 0.200 0.200 6
$500 Minimum 12 Months 0.400 0.400 12
$500 Minimum 18 Months 0.450 0.450 18
$500 Minimum 2 Years 0.650 0.650 24
$500 Minimum 30 Months 0.750 0.750 30
$500 Minimum 3 Years 1.040 1.050 36
$500 Minimum 4 Years 1.240 1.250 48
$500 Minimum 5 Years 1.880 1.900 60
$500 Minimum 3 Year Investment CD 1.540 1.550 36
$500 Minimum 4 Year Investment CD 1.740 1.750 48
$500 Minimum 5 Year Investment CD 2.370 2.400 60

*APY = Annual Percentage Yield. A withdrawal of funds prior to maturity will effect the amount of earnings that would otherwise be earned.
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