KEMBA understands that the equity in your home is a powerful financial tool.  You can use a KEMBA Home Equity Loan for: Room additions Swimming pools Decks Fences Debt consolidation Kemba Home Equity Loans offer: Low interest rates Term of 180 months Want to Know Your Home's Equity   1) Estimate your home's value ($100,000) 2) Multiply that amount by 80, 90, or up to 100%  ($100,000 X 90% = $90,000) 3) What is the current balance on your first mortgage (You owe $70,000) 4) Subtracted your current balance from the amount on line 2 and you have the amount of your loan equity. ($90,000 - $70,000 = $20,000 Equity in home)

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